So before Christmas, I had reason to be roadside parked in Brighton, and was enjoying a quiet few moments with the winter sun streaming through the car window (I might add that there was a bitter wind outside, as is common in Brighton!). Suddenly, SMASH! A speeding van side scraped my car, with enough force to jolt me onto the kerb. When my pulse rate had dropped slightly and my legs could hold me, I jumped out the car to see the van speeding into the distance. Mmmmn, cue rude language followed by swift gratitude that my car was still drive-able and no-one was hurt.
To cut a long story short, a passing pedestrian told me the van was down a cul-de-sac, so I blocked in the offending vehicle, endured a lot of very colourful language from the contract driver, locked myself in my car after taking photos of incriminating damage to avoid his increasing wrath, and drove shakily away.
Now as a sign writer, you would expect me to recognise a wrapped van, and even more, be a bit savvy with how I reported the incident. As a driver, I have little experience of reporting accidents (fortunately) and I am now much wiser as to how little information I should have volunteered.
The photo might not look much, but my car needs three panels replaced. It might be a write-off.
The Timpsons Dry Cleaning van doesn't look much better either.
But this large national company has insured its 52 strong fleet of WHITE vans with Allianz. But it failed to declare that the vans have all been 'wrapped' in their brand colours.
So the call went;
Insurers: "and you have been hit by white van reg no...."
Me: "No, it has been vinyl wrapped, it is a purple van now"
If I could turn back time.....so Allianz declares the insurance policy is null and void leaving me in the 'no-mans-land' of being hit by an un-insured driver.
So, don't do a 'Timpsons' - if you have a vinyl wrap, or a lot of block vinyl sign writing, do notify your insurer. It shouldn't financially change your insurance policy if the cost of replacement sign writing is excluded in case of an accident.
Can Sign Writing Void Your Insurance?